Fanum Pay
Send a Stripe payment link in seconds — no recipient account, no crypto, no signup.
Fanum Pay is a thin operator surface over Stripe for the cases where the recipient just needs to be paid: freelancers, small sellers, contractors, commission splits. Generate a one-time or reusable invoice, fixed or variable amount, optionally split the proceeds across multiple parties, hand the link over, get paid. PCI surface stays at Stripe; the wrapper handles invoicing, masking, multi-party split routing, and a transparent fee model with no per-seat anything.
- PHP
- Stripe
- MariaDB
- JavaScript
- Apache
Fanum Pay is the answer to "I just need to send this person money without making them sign up for anything." It's a thin operator surface over Stripe: invoice creation, payment links, optional split routing, transparent fees, and zero account friction on the recipient side. PCI scope lives at Stripe; the wrapper handles the bookkeeping the platform doesn't.
What it does
- Invoice + payment-link generation — one-time or reusable, fixed or variable amount, brandable per-merchant.
- No recipient account — the payee opens a URL, pays with card or wallet, done. Nothing to install, nothing to register.
- Split payments — route proceeds across multiple parties (commissions, contractor splits, partner fees) with custom-percentage rules.
- Transaction masking — the recipient sees a clean line item; the operator sees the full ledger.
- Pay-as-you-go fees — no seat licenses, no monthly minimums; the wrapper takes a cut on completed transactions and that's it.
Who it's for
Freelancers tired of explaining to clients how to register for a payment app. Small sellers who don't want a Shopify-shaped monthly bill. Creators handling tips, splits, and one-off commissions. Operations teams cutting one-off contractor checks where adding a new vendor to AP is the painful part. Anyone who already trusts Stripe but doesn't want to build the invoicing layer themselves.
What's underneath
PHP + MariaDB on Apache, with Stripe as the card-processing layer and webhook-driven state syncing back into the local ledger. The PCI boundary is Stripe's; Fanum Pay never sees or stores card data. The split-routing logic lives at the application layer so the operator can change rules without touching the payments stack.
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